Which Purchases Should I Charge to My Credit Card?

Posted by on February 15th, 2024 in Uncategorized

Q: I’m reevaluating my credit card use and wondering if I’m doing it right. Which purchases should I charge to my credit card?   A: Your credit score, which is the key to long-term loans at favorable rates, employment opportunities, and more, depends on your credit card usage. To build credit, you need to use credit. You […]

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What is a credit card surcharge and why do I have to pay the fee?

Posted by on January 12th, 2024 in Uncategorized

In recent years, many businesses have started to impose a fee on customers who choose to pay with credit cards. But why is that? Merchants are required to pay credit card companies every time a customer swipes their card. The business is charged a transaction fee ranging from 1.5% to 3% of the total purchase […]

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Six Financial Resolutions for the New Year

Posted by on January 2nd, 2024 in Uncategorized

It’s a brand new year and the perfect time to set budget-friendly resolutions that can pave the way to a more financially fit future. Whether you’re looking to save for a specific goal, pay down debt, or just make smarter financial decisions, these resolutions can help you manage your money more effectively and provide ongoing […]

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6 Naughty Holiday Scams to Beware of This Season

Posted by on December 13th, 2023 in Uncategorized

‘Tis the season to be jolly! Unfortunately, though, not everything about the holiday season is all happy and nice. As always, scammers are on the scene, ready to turn the joyous season into a nightmare. Here are six naughty-list scams to watch out for this holiday season.   Online shopping scams In this classic scam, […]

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Is a personal loan the answer to my urgent need for money?

Posted by on October 5th, 2023 in Uncategorized

Q: I need to get some money together in a hurry. Help! What can I do? A: There might be times in your adult life when you find yourself in need of a sizable amount of money without enough savings on hand. Maybe you’re drowning in debt, or you just spent some time in the hospital, or […]

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Building Financial Resilience: Strategies for Overcoming Financial Stress

Posted by on September 7th, 2023 in Uncategorized

In today’s fast-paced world, we face unique financial challenges as we juggle multiple responsibilities. The constant pressure to earn enough for covering day-to-day expenses while remembering to put away money for short- and long-term financial goals never lets up. To make it even more difficult, life only gets more expensive as time goes on. Keeping […]

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