Archive for the ‘Loans’ Category

Saving on Home Renovations

Posted by on June 27th, 2018 in Loans

 Is your kitchen in desperate need of a facelift? Bathrooms haven’t been renovated since Bush was in the White House? (And we’re not saying which one!) With the warmer weather approaching, many homeowners are thinking of making minor and major household improvements. And for most, the cost will be prohibitive: The average kitchen remodel tops $60,000 […]

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4 Reasons to Buy a Home Instead of Renting

Posted by on November 1st, 2016 in Articles

The financial benefits of buying a home compared with renting have yoyoed over the years, especially of late. If you’re sitting on the fence, here are four circumstances in which it may be a better bet to buy. If interest rates remain low From a financing perspective, if this isn’t the best time to buy […]

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When to Refinance From an Adjustable-Rate to a Fixed-Rate Mortgage

Posted by on July 12th, 2016 in Community

Unlike diamonds, mortgages are not forever. The ultimate goal is to pay them off and own your home free of encumbrances. But there are many good reasons to trade in your original mortgage for a new one along the way. One of the most common reasons to refinance is to move from an adjustable-rate mortgage, […]

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Should I Get a Personal Loan or Use a Credit Card?

Posted by on December 10th, 2015 in Accounts

You need money — fast. Unless you have well-to-do (and generous) relatives or friends, your options are pretty much limited to taking out a personal loan or relying on a credit card. Which one is best for you will depend on a few things. What are the differences between personal loans and credit cards? A […]

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The Benefits of a Mortgage Preapproval

Posted by on September 9th, 2015 in Loans

Unless you were recently selected as the No. 1 pick in the NFL draft or released a hit album, you probably won’t pay for your new house in cash. Like millions of Americans, you’ll take out a mortgage. Before you begin your housing search, try to get a mortgage preapproval, which is usually good for […]

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A Wedding!! How Do You Pay For It??

Posted by on June 15th, 2015 in Loans

Q:  What will my wedding cost? A:  The short answer is, no one really knows.  That may be unsatisfying to hear, but all sorts of variables are going to affect the cost of your wedding.  Googling wedding checklists and price guides can be daunting, and you may be expected to figure out how much you […]

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