It’s tax-refund season! How are you going to spend the pile of cash from Uncle Sam? Of course, you can use some of your tax refund to indulge responsibly. If you’ve been wanting to buy yourself something special for a while or to spend on an experience you generally cannot afford, by all means, you […]

Q: I’m reevaluating my credit card use and wondering if I’m doing it right. Which purchases should I charge to my credit card? A: Your credit score, which is the key to long-term loans at favorable rates, employment opportunities, and more, depends on your credit card usage. To build credit, you need to use credit. You want […]

In recent years, many businesses have started to impose a fee on customers who choose to pay with credit cards. But why is that? Merchants are required to pay credit card companies every time a customer swipes their card. The business is charged a transaction fee ranging from 1.5% to 3% of the total purchase […]

It’s a brand new year and the perfect time to set budget-friendly resolutions that can pave the way to a more financially fit future. Whether you’re looking to save for a specific goal, pay down debt, or just make smarter financial decisions, these resolutions can help you manage your money more effectively and provide ongoing […]

‘Tis the season to be jolly! Unfortunately, though, not everything about the holiday season is all happy and nice. As always, scammers are on the scene, ready to turn the joyous season into a nightmare. Here are six naughty-list scams to watch out for this holiday season.   Online shopping scams In this classic scam, […]

Q: I need to get some money together in a hurry. Help! What can I do? A: There might be times in your adult life when you find yourself in need of a sizable amount of money without enough savings on hand. Maybe you’re drowning in debt, or you just spent some time in the hospital, or […]