Encouraging my 18 year old to apply for a credit card seemed akin to encouraging him to run with the bulls in Pamplona. It’s dangerous for teenagers to have credit cards, right? They can go out and put anything on the credit card without any concept that they actually have to pay for the item […]

Just like mine, your teenagers may have gotten jobs and worked all summer. This doesn’t mean they should have free reign to spend, spend, spend just because their bank account has swelled. It’s a tough sell to convince a teenager to put money away, but here are some really sound reasons why a Roth individual […]